LUMNI CHILE Sustainability Profile

Lumni Chile is a pioneering financial services company that reimagines funding for college students by focusing on their future potential rather than their present financial situation. Unlike traditional lending models, Lumni offers students the opportunity to finance their education by committing a fixed percentage of their income post-graduation over a span of 10 years. This model benefits both the investors and students, creating a symbiotic relationship that fosters financial security and professional growth. Furthermore, Lumini employs an innovative underwriting process that evaluates students based on personal drive and potential, targeting especially those from underserved backgrounds. Additionally, the company enhances its financial offerings by providing career coaching and development services to support students' professional journeys.